TOP 10LAWYERS

Top 10 Car Accident Lawyers in Sydney

Ten Sydney car accident law firms, with what each one suits, which lawyers are accredited specialists, and how they charge.

Google ratings checked 1 November 2026 Updated 23 October 2026

How we compile this list

Find a firm for your situation

Choose what fits you best to see which firms on this list cover it.

Grouped by what each firm publishes about its own work. Most firms on this list handle all common car accident law matters.

The Top 10 Car Accident Lawyers in Sydney

Ten car accident law firms in Sydney, with their experience, accredited specialists, Google ratings and what each one suits.

Some firms pay for featured placements, which can affect their position. Our write-ups are our own. How we rank

Garling & Co Lawyers

Market Street, Sydney CBD, opposite the QVBPersonal injury only

4.8

177 Google reviews

Checked 1 November 2026

Best for Serious car accident injuries where you want an accredited specialist running the claim

  • The firm says every lawyer there is an accredited specialist in personal injury law, and guarantees one runs your case.
  • Takes serious injury claims only, including motor vehicle and CTP claims, and only in New South Wales.
  • Won Best Personal Injury Firm in its size bracket at the 2026 Beaton Client Choice Awards.
First consultation
Free claim check. No win, no fee, no upfront costs
Office
Suite 1004, Level 10, 46 Market Street, Sydney NSW 2000
Full profile: lawyers, services and sources

About the firm

A boutique firm opposite the QVB that takes serious injury claims only, and only in New South Wales, including car accident and CTP claims. Matthew Garling founded it, and the firm says every one of its lawyers is an accredited specialist in personal injury law, so one runs your claim. That counts most when a crash leaves you with more than a threshold injury and a lump sum claim is in play. It won Best Personal Injury Firm in its size bracket at the 2026 Beaton Client Choice Awards. The claim check is free and the firm works on a no win, no fee basis with no upfront costs.

Also worth knowing

  • Free claim check, and no win, no fee terms with no upfront costs, the firm says.

Lawyers

The firm says all three are accredited specialists in personal injury law (2005, 2022 and 2024).

  • Matthew Garling, Principal Lawyer
  • Kerry Byrnes, Senior Associate
  • Katie Ferrier, Senior Associate

Areas of car accident law handled

  • Workers compensation
  • Motor vehicle and CTP
  • Medical negligence
  • Public liability
  • TPD and superannuation
  • Dust diseases

Office

Suite 1004, Level 10, 46 Market Street, Sydney NSW 2000

Sources

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Stacks Goudkamp

Elizabeth Street, Sydney CBD, plus ten offices across Sydney, NSW and CanberraCompensation focused

4.8

334 Google reviews

Checked 1 November 2026

Best for People hurt in a crash who live outside the CBD, with eleven offices across Sydney, regional NSW and Canberra

  • Eleven offices, from Liverpool and Blacktown to Miranda, Wollongong and Newcastle.
  • Chairman Tom Goudkamp OAM has more than 40 years in compensation law and is an accredited specialist, according to the firm.
  • You pay no legal fees or expenses if the claim is unsuccessful, the firm says.
First consultation
Free first consultation. No fees or expenses if the claim fails
Office
Level 20, 227 Elizabeth Street, Sydney NSW 2000
Full profile: lawyers, services and sources

About the firm

A compensation firm that handles motor vehicle and CTP claims, chaired by Tom Goudkamp OAM, a compensation lawyer for more than 40 years and an accredited specialist in personal injury law, according to the firm. He was awarded the OAM in 2005 for services to injured people. Besides the Elizabeth Street office there are ten more across Sydney, regional NSW and Canberra, including Liverpool, Parramatta, Blacktown and Miranda, which helps if you're recovering and don't want to travel. For bigger claims the firm says it usually visits clients at home. The first consultation is free, and you pay no fees or expenses if the claim fails.

Also worth knowing

  • Arranges interpreters and translates documents, and usually visits clients at home for major claims.

Lawyers

The firm says Tom Goudkamp OAM is an accredited specialist in personal injury law.

  • Tom Goudkamp OAM, Chairman
  • Karina Goodall, Principal
  • Anna Tavianatos, Practice Group Leader
  • Krystal Parisis, Special Counsel
  • Alessandra Pettit, Special Counsel

Areas of car accident law handled

  • Motor vehicle and CTP
  • Workers compensation
  • Work injury damages
  • Public liability
  • Medical negligence
  • TPD and superannuation
  • Institutional abuse
  • Travel accidents
  • Asbestos claims

Office

Level 20, 227 Elizabeth Street, Sydney NSW 2000

Other details

Other offices
Liverpool, Parramatta, Rockdale, Blacktown, Miranda, Wollongong, Wyong, Newcastle, Dubbo and Canberra

Sources

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Withstand Lawyers

Martin Place, Sydney CBD, plus Parramatta and PerthPersonal injury only

4.9

233 Google reviews

Checked 1 November 2026

Best for People hurt in a crash who can't easily get to an office, or who'd rather speak Arabic

  • Works only in personal injury, and handles motor vehicle and CTP claims.
  • Can visit you at home if your injuries make it hard to get to an office, the firm says.
  • Funds the costs of a claim, such as medical reports, while it runs, and recovers them only if you win.
First consultation
Free claim check. No win, no fee, and the firm funds disbursements
Office
Level 57, MLC Centre, 19 Martin Place, Sydney NSW 2000
Full profile: lawyers, services and sources

About the firm

A personal injury only firm led by director Issa Rabaya, with offices in the MLC Centre on Martin Place, in Parramatta and in Perth. It handles car accident and CTP claims alongside workers compensation, public liability and TPD claims. If your injuries make travel hard after a crash, the firm says it can visit you at home. Claims run on a no win, no fee basis, with the firm funding costs such as medical reports while the claim runs and recovering them only if you win. Issa Rabaya speaks Arabic.

Also worth knowing

  • Director Issa Rabaya speaks Arabic, and there's a Parramatta office as well as Martin Place.

Lawyers

  • Issa Rabaya, Director
  • Minaa Mohmand, Special Counsel
  • Esther Ihn, Senior Associate
  • Isabel Sarcia, Senior Lawyer
  • Maria Drosos, Associate
  • Mihana Wen, Associate

Areas of car accident law handled

  • Workers compensation
  • Work injury damages
  • Motor vehicle and CTP
  • Public liability
  • TPD and superannuation
  • Police and emergency services claims

Office

Level 57, MLC Centre, 19 Martin Place, Sydney NSW 2000

Other details

Other offices
Parramatta and Perth
Languages
Arabic (Issa Rabaya)

Sources

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Law Partners

Pitt Street, Sydney CBD, plus 13 other NSW officesPersonal injury law only

4.9

1589 Google reviews

Checked 1 November 2026

Best for People with serious or disputed CTP claims who want a large specialist team

  • The firm says it practises solely in personal injury law.
  • Its team page lists several partners and solicitors who work on motor accident claims.
  • Tanja Maksimovic and Gillian Potts are shown with a personal injury accredited specialist badge on the team page.

Accredited personal injury law specialists (3)Tanja Maksimovic, Gillian Potts, Lydia Wheatley

First consultation
Free initial advice, phone consultation and claim assessment. No win, no fee and no disbursements, with capped fees on lump sum claims, according to the firm.
Office
Level 23, 270 Pitt Street, Sydney NSW
Full profile: lawyers, services and sources

About the firm

Law Partners says it practises solely in personal injury law, and it has a dedicated motor accident team, including partners Chantille Khoury and Tanja Maksimovic and managing solicitor Alexander Le Hoang. Its Sydney CBD office is on Pitt Street, with 13 more NSW offices from Penrith to Port Macquarie. Its site walks through statutory benefits, threshold injury decisions, common law lump sums and disputes at the Personal Injury Commission. It suits people with a serious or disputed CTP claim who want a large team. Advice and phone consultations are free, and it works on no win, no fee, no disbursements terms.

Also worth knowing

  • It has 14 NSW offices, including Sydney CBD, Parramatta and Bondi Junction.

Lawyers

The team page doesn't say which lawyers are based in the Sydney CBD office.

  • Chantille Khoury, Partner, motor accident injury
  • Tanja Maksimovic, Partner, motor accident injury Accredited personal injury law specialist
  • Gillian Potts, Partner, motor accident injury and medical negligence Accredited personal injury law specialist
  • Lydia Wheatley, Partner Accredited personal injury law specialist
  • Alexander Le Hoang, Managing Solicitor, motor accident injury
  • Sakeena Haider, Solicitor, motor accident injury

Areas of car accident law handled

  • CTP statutory benefits claims
  • Income support claims
  • Treatment, rehabilitation and care claims
  • Threshold injury disputes
  • Common law lump sum claims
  • Permanent impairment claims
  • Insurer internal reviews
  • Personal Injury Commission disputes
  • Motorcycle and pillion claims
  • Cyclist and pedestrian claims
  • Public transport accident claims

Office

Level 23, 270 Pitt Street, Sydney NSW

Other details

Other offices
Parramatta, Penrith, Bondi Junction, Campbelltown, Central Coast, Chatswood, Liverpool, Newcastle, North Ryde, Norwest, Port Macquarie, Rockdale and Wollongong, plus Victoria and the ACT

Sources

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Wyatts Compensation Lawyers

Elizabeth Street, Sydney CBD, plus Parramatta and LiverpoolCompensation law firm

4.5

106 Google reviews

Checked 1 November 2026

Best for Injured drivers and riders who want a CBD or western Sydney office and a dedicated motor accident team

  • The firm says it has more than 25 years of experience and calls itself a family firm.
  • Senior associate Silvia Thompson leads its motor accident practice.
  • Its CTP page explains the 28 day and three month lodgement windows for NSW statutory benefits.
First consultation
Free initial consultation and claim check, no obligation. No win, no fee terms with conditions. In home consultations for clients who can't travel.
Office
Level 2, 299 Elizabeth Street, Sydney NSW 2000
Full profile: lawyers, services and sources

About the firm

Wyatts Compensation Lawyers is a family run compensation firm led by directors Julie and Neville Wyatt, with more than 25 years in practice according to the firm. Its Sydney office is on Elizabeth Street in the CBD, with more NSW offices in Parramatta and Liverpool. Motor accident claims have their own practice leader, senior associate Silvia Thompson. The site sets out the NSW CTP time limits clearly, including the 28 day window for keeping back pay. The firm offers a free claim check, conditional no win, no fee terms, home visits and consultations in your own language.

Also worth knowing

  • It offers in home consultations and consultations in a client's preferred language.

Lawyers

  • Julie Wyatt, Managing Director
  • Neville Wyatt, Managing Director
  • Mitchell Broom, Director, Litigation
  • Silvia Thompson, Senior Associate, Motor Accident Practice Leader
  • Isaac Carriline, Solicitor
  • Matthew Magee, Solicitor

Areas of car accident law handled

  • CTP statutory benefits claims
  • Weekly income support claims
  • Medical and rehabilitation expense claims
  • Lump sum claims for lost earnings
  • Pain and suffering claims above 10% impairment
  • Common law damages claims
  • Fatal accident claims for families
  • Referral to the icare lifetime care scheme
  • Truck and motorcycle accident claims
  • Pedestrian and bicycle accident claims

Office

Level 2, 299 Elizabeth Street, Sydney NSW 2000

Other details

Other offices
Parramatta and Liverpool in NSW, plus Melbourne and Brisbane

Sources

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Alliance Compensation and Litigation Lawyers

Canley Vale, Fairfield and Bankstown in south west SydneyCompensation firm, also does family law and conveyancing

4.5

122 Google reviews

Checked 1 November 2026

Best for Injured drivers and passengers in Fairfield, Canley Vale and Bankstown who want a local office

  • Principal John Truong founded the firm in 2009, according to its team page.
  • The firm says John Truong received Law Society of NSW specialist accreditation in personal injury law in 2020.
  • Its team includes a CTP claims manager and a CTP legal assistant.

Accredited personal injury law specialist (1)John Truong

First consultation
Free first consultation. No win, no fee terms with conditions. Home visits for clients who can't travel for medical reasons.
Office
Shop 3, 42 Canley Vale Road, Canley Vale NSW 2166
Full profile: lawyers, services and sources

About the firm

Alliance Compensation and Litigation Lawyers is a western Sydney injury practice founded in 2009 by principal John Truong, who the firm says gained Law Society of NSW specialist accreditation in personal injury law in 2020. Its offices in Canley Vale, Fairfield and Bankstown suit people in the south west who would rather not travel into the city. Car accident claims sit alongside workers compensation and other injury work, and the team includes a dedicated CTP claims manager. The firm offers a free first consultation, conditional no win, no fee terms, home visits and interpreters.

Founded in 2009

Also worth knowing

  • It offers home visits for clients who can't travel and access to interpreters.

Lawyers

  • John Truong, Principal and Managing Director Accredited personal injury law specialist
  • George Cham, Practice Manager, Common Law Division
  • Sean Chen, Senior Associate
  • Deveena Kumar, Solicitor
  • Debbie Diao, Solicitor
  • Lin Vay, CTP Claims Manager

Areas of car accident law handled

  • Car accident claims
  • Fatal car accident claims for families
  • Motorcycle accident claims
  • Pedestrian accident claims
  • Bicycle accident claims
  • Public transport accident claims
  • Hit and run claims
  • CTP statutory benefits claims
  • Common law damages claims
  • Home visits for injured clients

Office

Shop 3, 42 Canley Vale Road, Canley Vale NSW 2166

Other details

Other offices
Fairfield (Spencer Street) and Bankstown (Restwell Street). Strathfield is listed with no address.

Sources

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Walker Law Group

Manly head office, plus Bondi Junction, Parramatta and NewcastlePersonal injury and compensation law only

4.9

77 Google reviews

Checked 1 November 2026

Best for Northern beaches and eastern suburbs drivers and riders with a disputed or declined CTP claim

  • The firm says it practises only in personal injury law.
  • Partner Sharron Vogel is named on several of its CTP case studies.
  • It runs four NSW offices, with Manly as head office.
First consultation
Free first consultation and case assessment with no obligation, home or hospital visits, and no win, no fee terms with no upfront costs, according to the firm.
Office
Level 22, Westfield Tower 2, 101 Grafton Street, Bondi Junction NSW 2022
Full profile: lawyers, services and sources

About the firm

Walker Law Group works only in personal injury and compensation, with a head office in Manly and offices in Bondi Junction, Parramatta and Newcastle. Partner Sharron Vogel is named on several of its CTP case write ups. The firm covers statutory benefits, common law lump sums and disputed or declined claims for drivers, riders, cyclists, pedestrians and public transport passengers. It suits people on the northern beaches or in the eastern suburbs who want a compensation only firm. It offers a free first consultation, home or hospital visits, and no win, no fee terms.

Also worth knowing

  • It offers home or hospital visits and a free first consultation.

Lawyers

The lawyer listed here is the one named on the firm's case studies.

  • Sharron Vogel, Lawyer and Partner

Areas of car accident law handled

  • CTP statutory benefits claims
  • Common law damages claims
  • Permanent impairment lump sums
  • Disputed and declined claims
  • Motorcycle accident claims
  • Bicycle accident claims
  • Pedestrian injury claims
  • Public transport injury claims
  • Nominal Defendant claims
  • Workers compensation claims

Office

Level 22, Westfield Tower 2, 101 Grafton Street, Bondi Junction NSW 2022

Other details

Other offices
Manly (head office), Parramatta and Newcastle

Sources

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Taylor & Scott Lawyers

Pitt Street, Sydney CBD, plus Newcastle by appointmentCompensation focused

4.9

366 Google reviews

Checked 1 November 2026

Best for People still in hospital or at home after a serious crash who want the lawyer to come to them

  • Handles motor vehicle and catastrophic injury claims, and has been operating since 1905.
  • Managing director John Abouchrouche and partner Ivan Simic are accredited personal injury specialists, according to the firm.
  • Home and hospital appointments anywhere in NSW, and the first 40 minutes are free.
First consultation
Free 40 minute consultation. No win, no fee, with costs paid by the firm until the claim resolves
Office
Level 12, 276 Pitt Street, Sydney NSW 2000
Full profile: lawyers, services and sources

About the firm

One of Sydney's oldest firms, operating since 1905, with an office on Pitt Street. It handles motor vehicle and catastrophic injury claims alongside work injury cases, and managing director John Abouchrouche and partner Ivan Simic are accredited personal injury specialists, according to the firm. If you're still in hospital or recovering at home after a crash, it can see you there, anywhere in NSW. It has been part of national firm LHD Lawyers since March 2026 but keeps its name and team. The first 40 minute consultation is free, and the firm pays the costs of a claim until it resolves, on a no win, no fee basis.

Operating since 1905

Also worth knowing

  • Pays the costs of a claim until it resolves, on a no win, no fee basis, the firm says.

Lawyers

The firm says Ivan Simic and John Abouchrouche are accredited specialists in personal injury law.

  • Ivan Simic, Partner
  • John Abouchrouche, Managing Director
  • Rachel Cracknell, Associate

Areas of car accident law handled

  • Motor vehicle claims
  • Workers compensation
  • Work injury damages
  • Public liability
  • Medical negligence
  • Dust diseases
  • TPD and superannuation
  • Catastrophic injury
  • Product liability

Office

Level 12, 276 Pitt Street, Sydney NSW 2000

Other details

Other offices
Newcastle, by appointment

Sources

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Marsdens Law Group

Elizabeth Street, Sydney CBD, plus Campbelltown, Camden, Liverpool and Oran ParkFull service firm with an injury compensation department

4.6

20 Google reviews

Checked 1 November 2026

Best for Drivers and passengers in south west Sydney who want accredited injury lawyers close to home

  • Handles motor vehicle and CTP claims from four south west Sydney offices: Campbelltown, Camden, Liverpool and Oran Park.
  • Three of its injury lawyers are accredited personal injury specialists, according to the firm.
  • Its staff speak Arabic, Cantonese, Greek, Hindi, Italian, Mandarin, Serbian, Thai and Vietnamese, the firm says.
First consultation
First 20 minutes free. No win, no fee for matters the firm accepts
Office
Suite 1, First Floor, 154 Elizabeth Street, Sydney NSW 2000
Full profile: lawyers, services and sources

About the firm

A full service firm established in 1968, with a CBD office and four in Sydney's south west, at Campbelltown, Camden, Liverpool and Oran Park. Its injury team handles motor vehicle and CTP claims, works mainly from Campbelltown, and is led by managing partner Joe Bonura and partner Tess Danjoux, both accredited specialists in personal injury law, according to the firm. Its staff speak languages including Arabic, Greek, Italian, Mandarin, Serbian and Vietnamese. There's a 24 hour advice number. The first 20 minutes are free, and injury claims run on a no win, no fee basis for matters the firm accepts.

Established in 1968

Also worth knowing

  • A 24 hour advice number.

Lawyers

The firm says Joe Bonura, Tess Danjoux and Nikolina Kocorep are accredited specialists in personal injury law.

  • Joe Bonura, Managing Partner
  • Tess Danjoux, Partner
  • Nikolina Kocorep, Senior Associate
  • Sebastian Cannavo, Senior Associate
  • Monique Celi, Senior Associate

Areas of car accident law handled

  • Workers compensation
  • Motor vehicle and CTP
  • Public liability
  • Medical negligence
  • Dust diseases
  • TPD and superannuation
  • Historical abuse
  • Victims compensation
  • Comcare claims

Office

Suite 1, First Floor, 154 Elizabeth Street, Sydney NSW 2000

Other details

Other offices
Campbelltown, Camden, Liverpool and Oran Park
Languages
Arabic, Cantonese, Greek, Hindi, Italian, Mandarin, Serbian, Thai, Vietnamese (firm-wide)

Sources

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AJB Stevens Lawyers

Elizabeth Street, Sydney CBD, near the Downing Centre courtsCompensation focused

4.1

32 Google reviews

Checked 1 November 2026

Best for People hurt in a crash who'd rather deal with their lawyer in a language other than English

  • Both directors are accredited specialists in personal injury law, according to the firm, since 2008 and 2012.
  • The team speaks Arabic, Greek, Croatian, Serbian, Pilipino, Portuguese, Macedonian, Mandarin, Cantonese and Russian, the firm says.
  • Handles motor vehicle accident claims alongside workers compensation, public liability and TPD claims.
First consultation
Free initial consultation. No win, no fee, and the firm covers costs along the way
Office
Level 9, 287 Elizabeth Street, Sydney NSW 2000
Full profile: lawyers, services and sources

About the firm

A compensation firm on Elizabeth Street in the CBD, run by co-founders Adrian Barakat and Steven Mousas, who are both accredited specialists in personal injury law, according to the firm. It handles motor vehicle accident claims alongside workers compensation, public liability and TPD claims. The team speaks a long list of languages, including Arabic, Greek, Croatian, Serbian, Mandarin and Cantonese, which helps if you'd rather go through a CTP claim in your own language. The first consultation is free, and the firm covers the costs of a claim as it goes, on a no win, no fee basis.

Also worth knowing

  • The firm covers the costs of running a claim as it goes, with nothing to pay upfront.

Lawyers

The firm says both directors are accredited specialists in personal injury law.

  • Adrian Barakat, Director
  • Steven Mousas, Director
  • Paul Shead, Senior Associate
  • Branka Vidic, Senior Associate

Areas of car accident law handled

  • Motor vehicle accidents
  • Workers compensation
  • Public liability
  • Medical negligence
  • TPD and insurance claims
  • Silicosis
  • Medical device class actions
  • Abuse and National Redress Scheme claims

Office

Level 9, 287 Elizabeth Street, Sydney NSW 2000

Other details

Languages
Arabic, Greek, Croatian, Serbian, Pilipino, Portuguese, Macedonian, Mandarin, Cantonese and Russian (firm-wide)

Sources

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Firm details come from each firm's own website. Google ratings are shown as published on Google and don't set the order. Spotted something out of date? Tell us.

Not sure which firm suits you?

Tell us a little about your matter and we'll put you in touch with a Sydney car accident lawyer. It's free and there's no obligation.

How we compiled this list

We include firms with a Sydney office that handle car accident and CTP claims as a main part of their work. For each firm we read its own website in October 2026 and wrote the description ourselves, focusing on what it offers someone hurt in a crash. Where a firm says a lawyer is a Law Society of NSW accredited specialist in personal injury law we say so, but the register wasn't available for us to check. Free consultations and fee terms are as the firm describes them, so confirm them in your costs agreement. We show Google ratings with the date we checked them, and we leave out self-reported results and success rates.

Some firms pay for a featured listing, which affects where they appear on this page. Payment doesn't buy the write-up. We write those ourselves, and firms don't get to edit them. If something here is out of date, let us know. There's more detail on how we rank law firms.

This page is general information, not legal advice. Rules are as published by SIRA, the Personal Injury Commission, icare and the NSW Parliament in October 2026.

What to do after a car accident, and the CTP deadlines

If you're hurt in a crash in NSW, you claim from the CTP insurer of the vehicle involved. CTP Assist, run by SIRA, can tell you which insurer that is, help with the forms and check what you're entitled to. Report the crash to police as soon as you can, and within 28 days. If police came to the scene you don't need to report it, but get the event number.

What you need to doTime limit
Report the crash to police, unless police attended, and get the event numberWithin 28 days
Lodge your claim to get weekly payments backdated to the day after the crashWithin 28 days
Lodge your claim for statutory benefitsUsually within 3 months. A later claim needs a full and satisfactory explanation and generally must still be made within 3 years of the crash
Ask the insurer for an internal review of a decisionWithin 28 days of the decision
Lodge a damages claim if you want weekly payments to continue past 2 yearsWithin 2 years of the crash
Make a claim for damages, a lump sumWithin 3 years of the crash

Be careful with cold calls. SIRA has been told of people posing as insurer or government agents and contacting people soon after a crash. A bill to ban paid cold contact and referral fees for CTP claims passed the Legislative Assembly on 13 May 2026, but as at October 2026 it is still before the Legislative Council and isn't law yet. If someone calls out of the blue about your claim, check with CTP Assist first.

Statutory benefits: who gets them, and the 52 and 104 week points

Most people injured in a crash can claim statutory benefits for medical and treatment costs, lost income and care, whoever was at fault. Exceptions include an at fault driver of an uninsured vehicle and someone charged with a serious driving offence related to the crash. Weekly payments are up to 95% of your pre crash earnings for the first 13 weeks. After that they are 80% if you can't work at all, or up to 85% if you can do some work, with what you earn taken into account. A weekly maximum applies. How long the benefits last turns on two questions: was your injury a threshold injury, and were you mostly at fault?

Your situationHow long benefits last
Threshold injury, such as a soft tissue injury like whiplash, or a psychological injury that isn't a recognised psychiatric illness, or is acute stress disorder or adjustment disorderUp to 52 weeks after the crash
You were wholly or mostly at fault (more than 61%)Generally up to 52 weeks after the crash. Children under 16 keep treatment and care beyond that
More than a threshold injury, and not mostly at faultWeekly payments for up to 2 years (104 weeks). After that, only if you've lodged a damages claim within 2 years
Damages claim lodged, permanent impairment of 10% or lessWeekly payments for up to 3 years from the crash, or until the claim settles
Damages claim lodged, permanent impairment of more than 10%Weekly payments for up to 5 years from the crash, or until the claim settles

Whether your injury is a threshold injury depends on the diagnosis, not your symptoms, and the insurer makes the first decision. Weekly payments after 52 weeks can be reduced if you were partly at fault. Reasonable and necessary treatment and care can continue after you settle a damages claim, and once care is needed beyond 5 years after the crash, CTP Care takes over paying for it.

Claiming damages for a serious injury

If someone else was at least partly at fault and your injury is more than a threshold injury, you may also claim damages. This is a lump sum for past and future lost earnings, reduced by your share of the blame, for example for not wearing a seatbelt.

  • Pain and suffering: only if your permanent impairment from the crash is more than 10%
  • When you can claim: you can lodge a damages claim at any time up to 3 years after the crash. If you want weekly payments to continue past 2 years, lodge it within 2 years. Damages for permanent impairment are usually assessed once your injuries have stabilised, so get advice on timing
  • Deadline: within 3 years of the crash. A later claim needs a full and satisfactory explanation

Before a damages claim goes to the Personal Injury Commission for assessment, both sides must make their best efforts to settle it. Some claims, such as those where the insurer alleges fraud or the claimant lacks legal capacity, are exempt and go to court instead. Because the timing of a lump sum claim affects your weekly payments, this is the part of a CTP claim where advice matters most.

Disputes at the Personal Injury Commission

If you disagree with the insurer, you usually start with an internal review by the insurer, asked for within 28 days of its decision. If you're still unhappy, the dispute goes to the Personal Injury Commission, at Level 21, 1 Oxford Street, Darlinghurst, phone 1800 742 679.

  • Merit review: for disputes about weekly payments, funeral expenses and treatment and care costs, among others. Only you can apply, and an application made more than 28 days after the internal review outcome need not be accepted. The reviewer can confirm, change or overturn the insurer's decision
  • Medical disputes: an independent medical assessor appointed by the Commission decides questions such as whether your injury is a threshold injury, your degree of permanent impairment and whether treatment is reasonable and necessary. You need an internal review first, except for permanent impairment. The assessor's findings are binding, but you can ask for a review panel within 28 days of the certificate
  • Claims assessment: for damages claims. A Commission member tries to help the two sides agree, and if they can't, makes a determination with reasons

Before you get that far, the CTP Legal Advisory Service gives free, confidential legal advice by phone on statutory benefits claims for crashes from 1 December 2017. Its lawyers can't represent you or advise on damages claims, or on matters already in internal review or at the Commission. CTP Assist checks if you're eligible.

Hit and run crashes, serious injuries and fatal accidents

Uninsured or unidentified vehicles. If you're hurt by a vehicle that was uninsured or that can't be identified, you can still claim through the Nominal Defendant, managed by SIRA. Make the claim within 28 days of the crash to get weekly payments from the day after it. A NSW CTP insurer manages the payments on its behalf.

Lifetime Care. icare's Lifetime Care and Support Scheme pays for treatment, rehabilitation and care for people severely injured in a NSW motor accident, whoever was at fault. It covers injuries such as spinal cord injury, brain injury, some amputations, severe burns and permanent blindness in both eyes, for adults hurt on or after 1 October 2007, or children under 16 hurt on or after 1 October 2006. It pays for reasonable and necessary services such as attendant care, equipment and home or vehicle changes. You start as an interim participant for two years, then can apply to stay in the scheme for life. Most people are referred from hospital. icare: 1300 738 586.

When someone dies. Funeral expenses can be claimed by the legal personal representative, or by whoever paid for the funeral, within 3 months of the crash. Close family who develop a psychological injury from the death, and witnesses diagnosed with one, may be able to claim benefits. Close relatives who depended on someone who died and wasn't at fault can claim compensation within 3 years, and it may still be payable if the person was partly at fault. SIRA's fatality support team can be reached through CTP Assist, and the Road Trauma Helpline is 1800 808 384.

What a car accident lawyer costs, and free help in Sydney

Most car accident lawyers work on a no win, no fee basis, which means you pay their professional fees only if the claim succeeds. Legal costs in CTP claims are capped by regulation. A few points to check before you sign:

  • Uplift fees: a lawyer can charge an extra uplift fee for taking the risk, capped by law at 25% of the legal costs, not counting disbursements
  • Percentage fees: NSW lawyers can't charge a percentage of your compensation as their fee
  • Disbursements and the other side's costs: you may still pay disbursements such as medical reports, and if you lose in court you may be ordered to pay the other side's costs. Ask who covers them
  • Costs disclosure: your lawyer must give you a written costs disclosure when you engage them

Free help in Sydney:

  • CTP Assist (SIRA): 1300 656 919, for help with the claim process, forms and the free CTP Legal Advisory Service
  • Personal Injury Commission: 1800 742 679
  • icare Lifetime Care: 1300 738 586
  • Road Trauma Helpline: 1800 808 384
  • LawAccess NSW: 1300 888 529, free legal information and referrals
  • Accredited specialists: search the Law Society of NSW Find a Lawyer service for an accredited specialist in personal injury law

Sydney car accident law: common questions

How long do I have to make a CTP claim in NSW?

Lodge your claim within 28 days of the crash to get weekly payments backdated to the day after it. The usual limit is 3 months. A later claim needs a full and satisfactory explanation and generally must still be made within 3 years. Report the crash to police within 28 days too, unless police came to the scene. A claim for damages, a lump sum, must be made within 3 years.

Can I claim if the accident was my fault?

In most cases, yes. Most people injured can claim statutory benefits whoever was at fault, though not an at fault driver of an uninsured vehicle. But if you were wholly or mostly at fault they generally stop after 52 weeks. You can claim damages if someone else was at least partly at fault and your injury is more than a threshold injury, reduced by your share of the blame. Lifetime Care for severe injuries doesn't depend on fault.

What is a threshold injury?

Mostly soft tissue injuries, such as whiplash, and psychological injuries that aren't a recognised psychiatric illness, or are acute stress disorder or adjustment disorder. It depends on the diagnosis, not your symptoms. Benefits for a threshold injury last up to 52 weeks, and you can't claim damages for one. If you disagree with the insurer's decision, ask for an internal review within 28 days.

When can I claim a lump sum?

If someone else was at least partly at fault and your injury is more than a threshold injury. The claim must be made within 3 years of the crash, and within 2 years if you want weekly payments to continue past 2 years. Damages for pain and suffering need impairment of more than 10%.

What if the other driver didn't stop or wasn't insured?

You can claim through the Nominal Defendant, which SIRA manages. Claim within 28 days of the crash to get weekly payments from the day after it. A NSW CTP insurer manages the payments on the Nominal Defendant's behalf.

What happens if the insurer rejects part of my claim?

Ask the insurer for an internal review within 28 days of its decision. If you're still unhappy, the Personal Injury Commission can decide the dispute through a merit review, a medical assessment or, for damages, a claims assessment.

Do I need a lawyer for a car accident claim?

Not always. CTP Assist can help with a statutory benefits claim, and the CTP Legal Advisory Service gives free advice on one. For a damages claim, or a dispute at the Personal Injury Commission, it's worth getting a lawyer's advice. Legal costs in CTP claims are capped by regulation, and NSW lawyers can't take a percentage of your compensation.

General information only, not legal advice.

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